We all know that popular nursery rhyme about Humpty Dumpty. You know, the one where Humpty sat on a wall, had a great fall, then couldn’t be put together again.
Well, that pretty much sums up the precarious financial situation of a large number of Indians. With medical inflation skyrocketing, statistics show that the average Indian is just one major ailment away from plummeting into financial despair. And much like poor ol’ Humpty, without health insurance to cushion this fall, most might never quite find themselves the same again.
Health insurance helps people access quality healthcare by meeting policyholders’ financial requirements during times of medical uncertainty. Yet, health insurance penetration in India remains abysmally low. This, despite the existence of a competitive and growing health insurance industry providing affordable health insurance solutions to meet the varied needs of a wide cross-section of society.
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